Healthcare reimagined for your groups.
Win more groups with smarter health plans.
Healthcare has become increasingly complex and expensive. Large carrier health plans continue to raise premiums while delivering less value. Employers face rising annual costs, and employees are left with higher deductibles and out-of-pocket expenses for increasingly limited coverage. For many businesses, the traditional healthcare model simply no longer works.
Better coverage at lower costs.
As a leading provider of premium primary care–driven health benefits, we offer fully level-funded, partially self-funded, and fully self-funded plan options designed to give employers greater control and flexibility.
Our innovative plan structures and hands-on approach to member care allow you to build a health plan tailored to your workforce—delivering quality coverage at a more affordable cost.
In fact, we have saved businesses up to 40% on premiums, and our long-term groups have experienced an average premium increase of just 2.5% over the past six years.
The Ovation 4-step strategy: Your toolkit for client success.
Build the Right Foundation
Stop offering rigid, one-size-fits-all plans. We provide the flexibility to match your client’s specific size and risk tolerance.
For Groups of 50+: Lead with Self-Funding. Offer your clients total transparency where they pay for actual claims and keep the savings when claims are low.
For Groups Under 50: Pitch the predictability of Level-Funding. It provides the safety of a fixed monthly cost with the “upside” of a potential refund—a powerful hook for smaller businesses.
Zero-Waste Plan Design
Help your clients stop paying for “fluff.” Our plans are built to be lean, compliant, and high-value.
Custom Tailoring: We eliminate overhead by matching benefits to the group’s actual demographics.
The Essentials + Perks: Every plan is ERISA-compliant and includes Medical, Dental, Vision, and Rx, plus “sticky” benefits like 24/7 Virtual Urgent Care and Open Access Networks.
Cost Containment
You aren’t just selling a policy; you’re selling a team that protects your client’s bottom line. Our Care Team intercepts high-cost medical and Rx claims before they impact the plan.
Proven Savings: We provide the case studies you need to prove ROI, with advocacy efforts frequently saving plans tens of thousands of dollars on individual claims.
Member Support: Better care coordination means happier employees and higher renewal rates for you.
Data-Driven Optimization
Turn the “renewal talk” from a dreaded price hike into a strategic consultation. We provide the “map” to keep your clients’ costs stable.
Quarterly Performance Reviews: We arm you with data on enrollment, claim trends, and Rx spending.
Real-Time Pivots: By identifying where costs are creeping up, we help you adjust the strategy mid-year, ensuring that average premium increases stay well below the national average.
Stand out with smarter group coverage.
Our self-funded and level-funded plans are ERISA compliant and feature a combination of $0 deductible and $0 copay OR pre-deductible and $0 copay when using coordinated care. This removes barriers between the doctor and the care your employees need. And most importantly, our self-insured and underwritten level-funded plans are reinsured to mitigate catastrophic events.
24/7 Virtual Urgent Care
Members can access care quickly by phone or computer from a nationwide telemedicine network.
Core Services at No Cost
When care is coordinated with the Care Team, there are NO copays for primary care, labs and imaging.
Open Access Network
With coordinated care, members have more provider options and can keep their existing providers.
Robust Pharmacy Program
Members pay fair prescription costs with no hidden markups, receiving medications at cost.
Ovation Health partners with quality providers and we ensure that members have the flexibility to keep their existing doctors or choose from a wide range of new providers. When care is coordinated through their dedicated Care Team, members can access core services—including primary care, labs, and imaging—with $0 copays.
Ready to become an Ovation Agent?
Partner with us and start delivering smarter health plans that help your clients save while helping your agency grow. We equip our broker partners with the tools, flexibility, and support needed to deliver better health plans and stronger results for their clients.